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The United States Social Security Administration in its policy to provide for the less privileged makes provision by providing four basic programs to assist people who have disabilities and are incapable of getting income via employment. Although these programs have common similarities, each of the programs is aimed at assisting a particular sect. Each program has different requirements and conditions. An individual with disabilities who is unable to work and get enough income to support himself or herself may be eligible for the programs.
THE SOCIAL SECURITY DISABILITY INSURANCE BENEFITS (DIB)
This program is aimed at helping adults who had worked before the occurrence of his or her disability and had paid FICA taxes in a way contributing to the Social Security System. This program is often referred to as SSDI or DIB. Individuals who became disabled due to a physical and mental injury can benefit from this program.
SUPPLEMENTAL SECURITY INCOME
This program, which is also governed by the Social Security Administration, aims at providing benefits to individuals with no prior working records or FICA tax payment records. Supplemental Security Income is regarded as a “needs-based” and aims to provide benefits to people with few monies, no income at all, or assets.
BENEFITS FOR ADULT CHILDREN WITH DISABILITIES
This program is an approach to cater to disabled individuals adults with a disability that had begun before reaching 22 years old. The SSDI shares the same disability conditions with this and must stop the individual from earning a “substantial” amount as income. Also, the adult child’s parent must be receiving SSDI benefits, or they are receiving retirement benefits, or such parents must be deceased and eligible for SSDI benefits.
WIDOW’S AND WIDOWERS WITH DISABILITIES BENEFITS
A disabled widow or widower over the age of 50 whose spouse or a former spouse had paid FICA taxes via employments or via Self-employment tax is eligible to benefit from the Social Security system if such spouse has a record with the social security system.
WHAT SOCIAL SECURITY DISABILITY BENEFITS AN INDIVIDUAL MAY RECEIVE?
Once an individual is approved for disability benefits via one of the Social Security Administration’s programs, the amount received by the individual may be different from that of another person. If you know what to expect from a program like this, it can help you plan for your future. Each year the amount disbursed is different, and some compensate for inflation. In most years, the amount is increased, but seldomly the case.
SOCIAL SECURITY DISABILITY INSURANCE BENEFITS
Most of the benefits are base on an individual’s income before he or she became disabled and for the period he or she had contributed to the Social Security system via FICA taxes or Self-employment. The calculation for the individual’s benefits is made based on this fact to arrive at the expected amount such individuals will benefit from. The Social Security Administration always send statements to the individual who has or contributes to the social security system. That statement reveals the estimates of an individual’s disability benefits. If you do not have your statement, it can be requested from the Social Security Administration by calling 1-800-772-1213.
This same principle is applicable for calculating the benefits for Disabled Adult Children but is calculated by using records of their parent contribution to the Social Security System. Likewise, the disbursed amount for Disabled Widow’s and Widower’s Benefits are calculated based on the spouse contribution Social Security system via FICA taxes or Self-employment.
SSI BENEFITS
If an individual is eligible for an SSI program benefits, the basic monthly payment is $698 as benefit such person or $1048 for qualified couples. Also, such an individual may receive additional support as payments from his or her State. There are other incomes available for such people, and these incomes may reduce the benefit obtained from SSI, and there is also a limit on other incomes. if an individual income or resources is higher than the limit, he or she may not receive the SSI’s program benefits.
These are the necessary criteria for individuals benefiting from the Social Security System.
SOCIAL SECURITY DISABILITY INSURANCE BENEFITS (DIB)
You should have worked in the past and paid Self-Employment taxes or FICA taxes.
Your work history is expected to meet the minimum, based on your age.
You should have a physical or mental disability.
Your disability should be in the current listing of Adult Injuries and Child injuries.
Your disability should stop you from substantial income.
Your disability should a document issued by a physician.
Your disability should be over a period of not less than 12 months.
If you are working, you cannot earn more than a specified amount.
SUPPLEMENTAL SECURITY INCOME (SSI)
Your age is not a barrier. Minors and adults can benefit from SSI.
You should have a low income with a very limited asset.
You should be physical or mental disabled
Your disability should be in the current listings of Adult injuries and Child injuries
Your disability should stop you from substantial income.
Your disability should a document issued by a physician.
Your disability should be over a period of not less than 12 months.
If you are working, you cannot earn more than a specified amount.
BENEFITS FOR DISABLED ADULT CHILDREN
Your disability should have started before the age of 22.
A parent ought to be receiving SSDI insurance or retirement benefits or should be deceased.
You should be physical or mental disabled
Your disability should be in the current listings of Adult injuries and Child injuries
Your disability should stop you from substantial income.
Your disability should a document issued by a physician.
Your disability should be over a period of not less than 12 months.
If you are working, you cannot earn more than a specified amount.
DISABLED WIDOW’S AND WIDOWER’S BENEFITS
You should be a disabled widow or widower and above the age of 50.
Your spouse or former spouse should have worked and paid Social Security taxes.
You ought to be still married to your spouse at the time of his or her death, OR
You should have been married to a divorced spouse for nothing less than 10 years.
You should be physically or mentally disabled
Your disability should be in the current listings of Adult injuries and Child injuries
Your disability should stop you from substantial income.
Your disability should be a document issued by a physician.
Your disability should be over a period, not less than 12 months, and your disability must have started within 7 years of your spouse’s death.
If you work, you may not earn more than a specified amount.
Before an individual with a disability can be an application, there is a need to gather necessary information for proper guidance, and here are the steps listed below. If you are unable to obtain some of the items, the Social Security Administration might be able to help you:
There are certain ways you can apply for social security disability benefits.
You can apply for social security disability through a phone call. To apply, you can call the social security administration at 1-800-772-1213 and schedule an interview with them, and you might decide to have the interview at a local social security office.
Every interview comes with a prior starter kit sent to your mail. This kit contains the forms and information meant to guide and prepare you for the interview. It is advisable to examine as soon as possible for better preparation for your upcoming interview.
Other ways you can apply for social security disability benefits are online and in person. Their online access gives you easy access to all the informational resources you need and available for your convenience. While In-person means you visit the nearest Social Security Administration office in your State.
Applying for social security disability benefits at the age of 50 would need a different approach to obtaining the benefits. If you’re above 50 years and have done physically demanding jobs and you are now unable to do the tasks you do before due to an illness or injury, the social security administration considers this a special situation when you apply for Social Security Disability Insurance benefits. In most cases, initial applications are denied; but, if there are medical proofs that show that you are unable to work like before due to the limitations or restrictions caused by your injury or illness, then you are eligible for SSA disability benefits.
THERE ARE SPECIAL RULES THAT APPLIES TO INDIVIDUALS ABOVE 50
At the age of 50 with a disability and it happens that your disability leaves and you are only capable of doing sedentary work, the Social Security Administration believes you can’t transition into doing some substantial work or a physically active job. However, the sedentary work is regarded as unskilled sedentary work. There are lots of cases whereby if a candidate is close to 50 years but not, his or her application may be denied. However, you can still benefit from the program if you got to the age of 50 during the process and by appealing to a legal practitioner like us.
There are special situations for 55 years and above as the Social Security Administration gives a special provision for them. Application processed and denied before due to the reason that you can perform a task that is unskilled but soft work with just little exertion can be overturned in your favor. This waiver is coined out of the presumption that it will be difficult for you to transition into doing other types of substantial work. And for this reason, you should be granted social security disability benefits.
They are mostly turned down or denied Social Security Disability benefits application at their initial stage by the Social Security Administration. You have great chances for actually getting the benefits if you choose to use the service of an experienced and qualified law firm to help and guide you through the lengthy and complex process. Here are important reasons for considering a legal representation:
Initial Applications Are Mostly Denied – about 70% of individuals with disability initial applications were denied by the Social Security Administration. They maintain a complex rule, and the reasons why an application is denied may be numerous and unclearly explained by the Social Security Administration.
Appeal Has Several Levels – There are time limits to Each level of appeal by which a disabled person could file an appeal, and it must be filed correctly. Mistakes made during the filing of the appeal process could make such a case difficult to win.
After A Denial Exists, Advocacy Steps In – To determine why an application or appeal was denied and making of arguments to ensure approval of such application requires the expertise and knowledge of a law firm to figure the reasons for the denial and to understand the best approach to resolve the appealed case.
Social Security Bureaucracy Might Be Difficult – The Social Security Administration employees work on several applications and are not obliged to advocate for your disability benefits. Instead, they expect an individual to provide proper legal arguments for their rights; without this, it’s easy for the appeal to be denied.
You Are Required To Get A Legal Representation – Due diligence can be considered on the individual case that will occur if he or she exercises his or her right to have legal representation. Cases receive better treatments when there is an attorney. The Social Security Administration’s statistical records revealed that individuals who are represented have a greater opportunity for success on their claim.
IMPAIRMENTS FOR SOCIAL SECURITY DISABILITY
The adult Listing of Impairments describes each body system with major impairment. In the listing, some impairments are viewed to be severe enough to stop an individual from doing any gainful activity. This is a likewise term in the case of children below 18 years applying for Supplemental Security Income, with a known cause and a severe functional limitation to carry out activities.
Many of these listed impairments are permanent or with the expectation that it could lead to death, or having a specified statement of a lifespan for the impairment. While to others, there is a need to show pieces of evidence to prove that the impairment for their disability had lasted for a lengthy period of 12 months or with an expectation that it will last for a prolonged period that is not less than 12 months.
The criteria provided by the Social Security Administration in its Listing of Impairments can be used by individuals with a disability to evaluate their claims for the Social Security Administration disability benefits or being paid by both Social Security disability insurance and Supplemental Security Income programs.
ADULT IMPAIRMENTS FOR SOCIAL SECURITY DISABILITY
This is the section of the Listing of Impairments, which contains the essential criteria that determine and evaluate the Impairments as applicable to adults from 18 years and above. The medical requirements can also be used to evaluate impairments in younger individuals under 18 if the illness is of the same or with a similar effect on an adult.
Here are the main types of Impairments in an individual that could help him or her benefit from the Social Security Disability program.
Musculoskeletal System.
Special Senses and Speech.
Respiratory System.
Cardiovascular System.
Digestive System.
Genitourinary Impairments
Hematological Disorders.
Skin Disorders.
Endocrine System.
Impairments That Affect Multiple Body Systems.
Neurological.
Mental Disorders.
Malignant Neoplastic Diseases.
Immune System.
Musculoskeletal System.
IMPAIRMENTS FOR SOCIAL SECURITY DISABILITY
The Listing of Impairments describes each body system with major impairment. in the listing, some impairments are observed to be very severe and had stopped an individual from doing any physical activity. This is also in the cases of children who are below 18 years applying for Supplemental Security Income, with a known cause of illness and a severe impairment limiting them from carrying out a physical task.
Most of this impairment listed are regarded as permanent or having a presumption that it could lead to death, rather with a specified statement of an individual lifespan for the impairment. For others with a disability, there is a need to show proof of evidence that the impairment for their disability had hindered them from activities for a lengthy period of 12 months or with an observation that it will last for a period that is not less than 12 months.
The criteria provided by the Social Security Administration in its Listing of Impairments can also be used by individuals with a disability to ascertain what will be their claims from the Social Security Administration disability benefits or claims from both Social Security disability insurance and Supplemental Security Income programs.
CHILD IMPAIRMENTS FOR SOCIAL SECURITY DISABILITY
In this section, the Listing of Impairments contains more medical criteria that apply only to evaluating impairments of individuals below 18 years. Some criteria in the section do not give proper consideration to the main effects of the disease processes during childhood. This is regarded as when the disease process is majorly found only in children or when the disease process differs on how it affects children and adults.
Below are the medical criteria for evaluating the impairments in children below 18 years.
Growth Impairment.
Musculoskeletal System.
Special Senses and Speech.
Respiratory System.
Cardiovascular System.
Digestive System.
Genitourinary Impairments.
Hematological Disorders.
Skin Disorders
Endocrine System.
Impairments That Affect Multiple Body Systems.
Neurological.
Mental Disorders.
Malignant Neoplastic Diseases.
Immune System.
Growth Impairment.
